Discover what a factor rate is and how to calculate it.

The rate on a 30-year fixed refinance rose to 6.22% today, according to the Mortgage Research Center. The average rate on a ...

The rate on a 30-year fixed refinance dropped to 6.22% today, according to the Mortgage Research Center. The 15-year, ...

The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6% APR, according to rates provided to NerdWallet ...

In the context of credit cards, the periodic rate times the number of periods in a year. For example, a 1.5% monthly rate has an APR of 18%. In the context of consumer lending, the APR takes into ...

A new report by Georgetown University Professor Steven C. Salop adds fuel to two lawsuits charging Zillow with deceptive ...

TL;DR: Mortgage rates rose a bit today, but not enough to break your homebuying budget. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does ...

As many Americans head into 2026 with mounting money worries, reviewing your finances now could help put you on firmer footing next year.

Learn about the pros and cons of secured personal loans.

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.