You’re more likely to find rates below 5% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...