Many Americans dream of an early retirement, but they might underestimate the savings needed to fund the next chapter. A new original research study from GOBankingRates indicates Americans retiring by ...

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

Read more original studies and surveys in the GOBankingRates original research center. Methodology: The cost-of-living indexes were sourced from the Missouri Economic and Research Information Center.

More and more people are finding reasons to stay on the job well into old age. They may be setting themselves up for a ...

It can be hard to keep up with 401(k) rules, especially when they tend to change each year. And, 2026 is no different. In fact, due to the Secure 2.0 Act, there will be a few new retirement plan rules ...

The Fresno Unified School Board approved early retirement for 573 employees, aiming to save the district over $56 million over the next five years. Among more than 1,900 eligible employees, 321 ...

If retirement planning had a list of the “quiet troublemakers,” Sequence of Returns Risk would be right near the top. It doesn’t make headlines like inflation. It doesn’t spark debates like Social ...

Some New Year’s resolutions are perennial, like getting in shape or improving your finances. While this may not be the year you run a 5K, it could be the year you make real progress toward a major ...

We are off to a damp and possibly slick start to Christmas week. A small area of light rain, light snow and some sleet is pushing through the Twin Cities area early this morning. Any slick spots early ...

We’re a married couple in our early 40s. We’re both teachers, with a combined gross income of $210,000. Each year, we max out our Roth IRAs and our HSA, which we invest. Our medical expenses have been ...

Early retirement is a growing trend that seems like a dream for many people, but it's not ideal for everyone. While many people may dream of traveling, spending more time on hobbies, and focusing on ...

Retirees rarely go broke because of one wild purchase. Savings usually erode for a quieter reason: spending as if the paycheck never stopped. The most dangerous retirement mistake is treating your ...