You’ve worked hard to save enough for retirement, and now it’s time to enjoy it. Now that you’ve officially left full-time ...

For years, retirement advice revolved around a single number: withdraw 4% of your savings each year, and your money should last about 30 years. It was simple, easy to explain, and widely adopted by ...

The three-bucket 401(k) withdrawal strategy can save retirees a lot of money when it's time to withdraw from their plans.

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

Retirement can be stressful even when your investments are doing well. Volatile markets can turn what was low-level ...

Retirement strategies help people make smart decisions with their money today so they have more financial flexibility in the future. It’s good to have a long-term mindset, but two popular frameworks – ...

Each of us, unless we're independently wealthy, needs a good retirement plan that outlines how much money we'll need to amass before we retire, how we'll get it, and how we'll withdraw from it in a ...

How you handle this could dictate how the rest of your retirement goes.

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Peace of mind. Guaranteed income can reduce financial stress for retirees. The ability to pay for essential living expenses ...

Retirement planning is often reduced to a single number. A savings target. A portfolio value. A finish line. In my experience, that mindset is one of the biggest reasons plans fail in real life.