Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

Find out more about its costs and coverage options.

Learn about the pros and cons of life insurance riders.

Purchasing life insurance for a child can provide a safety net if the worst should happen, but it can also protect them well into adulthood. There are different plans that parents, grandparents or ...

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Discover the differences between permanent and term life insurance, including coverage duration, benefits, and costs, to determine which policy suits your financial goals.

Legal & General America and Lincoln Financial are the best no-exam life insurance companies, according to our analysis. These companies both offer competitive rates and important coverage features, ...

Pat Howard is a licensed insurance professional specializing in home insurance. He is a former managing editor at Policygenius, where he wrote, edited, and conducted data studies, which were ...

Universal life insurance offers flexibility but requires a more hands-on approach than other permanent policies. Many, or all, of the products featured on this page are from our advertising partners ...

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

The market for life insurance for seniors is estimated at $1.83 billion in 2025 and is expected to rise to $1.9 billion in 2026. Buying life insurance can be an important financial strategy for ...