It's most important that we save consistently and aggressively for retirement. However, we also need to be at least a little smart about how we invest that money. The proportion of your money that you ...

There are some common rules of thumb, such as maintaining an allocation of 60% stocks and 40% bonds (which is known as the 60 ...

Thinking about retirement planning when you’re young is key to financial security in your golden years. Small contributions when you’re younger make a difference in your retirement strategy. The ...

Your approach to investing should evolve as you do. The right asset allocation by age helps balance growth, stability and income — whether you’re in your 20s or already retired. In simple terms, ...

Traditionally, investors have been encouraged to move toward bonds as they approach retirement. While stocks have the potential to benefit from capital appreciation and dividends, they can also be ...

Forbes contributors publish independent expert analyses and insights. I write about incisive investing advice. Retirement becomes a hot topic for Gen X-ers as they enter their 50s. We discuss how to ...

Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...

AAII’s PRISM Wealth-Building Process provides a framework for thinking through what simplification looks like for you.